Nevada Health Insurance Policies

→ Visit the Nevada Division of Insurance online

Guaranteed Health Insurance Plan

As a HIPPA eligible enrollee you are guaranteed the right to purchase a policy from any insurer offering individual health coverage; given the choice of at least two policies with standardized benefits, the Basic or the Standard Health Benefit Plans. These plans are exempt from any pre-existing condition exclusion periods or elimination riders.

• The Basic Policy
  • Hospital, physician services, lab and x-ray, prescription drugs, skilled nursing, etc., paid at a 50% co-insurance rate
  • No coverage for mental health, substance abuse or maternity care benefits
• The Standard Benefit Policy
  • Covers everything the Basic Plan covers, paid on an 80/20 basis
  • Includes substance abuse, mental health and maternity benefits

HIPAA Eligibility

To be HIPAA eligible in New Hampshire, you must:

1. Have 18 months of continuous creditable coverage, with at least the last day under the Brethren Ministers Group; and
2. Not be eligible for Medicare, Medicaid or a group plan; and
3. Apply for health insurance for which you are HIPAA eligible within 63 days of losing your prior coverage; and
4. Not have health insurance.

Note: If you know your group coverage is about to end, you can apply for coverage for which you will be HIPAA eligible.

For More Information

For more information, visit the Nevada Division of Insurance online at http://doi.state.nv.us, or call 1-888-872-3234 (in state only) or (775) 687-4270.

Special insurance for children: Nevada Checkup

A family of four making up to $41,300 a year may be eligible for Nevada Checkup.

• Do you qualify? Visit Eligibility
• To discover what's covered view Benefits Information
• Questions? View their FAQs or call (866) 254-3964