Michigan Health Insurance Policies

→ Click here to visit Anthem Blue Cross online

Guaranteed Health Insurance Plan

As a HIPAA eligible enrollee, you will:

• Be guaranteed the right to purchase an individual health insurance policy from Blue Cross Blue Shield of Michigan
• Be offered a choice of two state approved policies, whose benefits must be similar to others BC/BS typically sells

HIPAA Eligibility

To be HIPAA eligible in Michigan, you must:

1. Have 18 months of continuous creditable coverage, with at least the last day under the Brethren Ministers Group; and
2. Not be eligible for Medicare, Medicaid or a group plan; and
3. Apply for health insurance for which you are HIPAA eligible within 63 days of losing your prior coverage; and
4. Not have health insurance.

Note: If you know your group coverage is about to end, you can apply for coverage for which you will be HIPAA eligible.

What will insurance coverage in Michigan cost?

Michigan limits insurance premiums for HIPAA-qualified individuals in Michigan to between 125% and 200% of the average market rate.

Policy Coverage Information

More information is available about HIPAA Coverage in Michigan by clicking here.

The Designated Insurer

The designated insurer providing coverage for Michigan residents is Anthem Blue Cross; fine out more by visiting them online at www.bcbsm.org or by calling 888-642-2276.

Special insurance for children: MI Child

A family of three making up to $34,339 a year may be eligible for MI Child.

• Do you qualify? Visit Eligibility
• Questions? View their FAQs or call (888) 988-6300