Kansas Health Insurance Association (KHIA)

→ Click here for a KHIA enrollment application

Guaranteed Health Insurance Plan

As a HIPAA eligible enrollee, you can buy an individual health insurance policy from the Kansas Health Insurance Association (KHIA). Note:

• KHIA prohibits pre-existing conditions, exclusions periods and elimination riders
• KHIA is your only guaranteed source of individual health insurance

HIPAA Eligibility

To be HIPAA eligible in Kansas, you must:

1. Have 18 months of continuous creditable coverage, with at least the last day under the Brethren Ministers Group; and
2. Not be eligible for Medicare, Medicaid or a group plan; and
3. Apply for health insurance for which you are HIPAA eligible within 63 days of losing your prior coverage; and
4. Not have health insurance.

Note: If you know your group coverage is about to end, you can apply for coverage for which you will be HIPAA eligible.

How much does KHIA coverage cost?

KHIA charges different premiums based on the applicant’s age, plan chosen, and coverage type selected (single, single plus one, or family). Click here to view rates.

KHIA Coverage Highlights

1. $1 million lifetime maximum
2. Seven available deductible options: $500, $1000, $1500, $2500, $5000, $7500 & $10,000
3. Benefits include hospital and physician care, prescription drugs, home health care, etc.
4. After deductible paid, 80/20 coinsurance
5. To learn more, see KHIA Policy Information

How can I be insured with KHIA?

For enrollment information, visit KHIA online at www.khiastatepool.com or call (800) 362-9290.

Special insurance for children: Kansashealthwave

A family of four making up to $40,040 a year may be eligible for Kansashealthwave.

• Do you qualify? Visit Eligibility
• To discover what's covered visit Benefits
• Questions? Call (800) 792-4884