Indiana Comprehensive Health Insurance Association (ICHIA)

→ Click here for Indiana ICHIA rate information

Guaranteed Health Insurance Plan

As a HIPAA eligible enrollee, you can buy an individual health insurance policy from the Indiana Comprehensive Health Insurance Association (ICHIA). ICHIA prohibits pre-existing condition exclusion periods and elimination riders. ICHIA is your only guaranteed source of individual health insurance.

HIPAA Eligibility

To be HIPAA eligible in Indiana, you must:

1. Have 18 months of continuous creditable coverage, with at least the last day under the Brethren Ministers Group; and
2. Not be eligible for Medicare, Medicaid or a group plan; and
3. Apply for health insurance for which you are HIPAA eligible within 63 days of losing your prior coverage; and
4. Not have health insurance.

Note: If you know your group coverage is about to end, you can apply for coverage for which you will be HIPAA eligible.

How much does ICHIA coverage cost?

ICHIA premiums are based on the plan chosen, geographic area of residence, age, and gender. Indiana caps premiums at 150% of what a healthy person would pay for a similar plan sold by a private insurer. Click here to view rates.

ICHIA Coverage Highlights

1. No overall limit on lifetime maximum benefits
2. Preferred Provider Network (PPN) plans with deductibles of: $500, $1000, $1500, or $2500
3. Out of pocket limits range from $1500 to $5000
4. Includes hospital and physician care, diagnostic tests and x-rays, prescription drugs, etc.
5. For more, click on ICHIA Summary of Benefits

To learn more about ICHIA

To learn more visit ICHIA online at www.online-healthplan.com or call (800) 552-7921.

Special insurance for children: Hoosier Healthwise

A family of four making up to $41,304 a year may be eligible for Hoosier Healthwise.

• Do you qualify? Visit Eligibility
• Questions? Visit their FAQs or call (800) 889-9949