CoverColorado

→ View current Colorado healthcare insurance rates

Guaranteed Health Insurance Plan

As a HIPAA eligible enrollee, you are guaranteed the right to buy an individual health insurance policy from the state high-risk pool, CoverColorado. Note:

• CoverColorado prohibits pre-existing condition exclusion periods
• CoverColorado is your only guaranteed source of health insurance

HIPAA Eligibility

To be HIPAA eligible in Colorado, you must:

1. Have 18 months of continuous creditable coverage, with at least the last day under the Brethren Ministers Group; and
2. Not be eligible for Medicare, Medicaid or a group plan; and
3. Apply for health insurance for which you are HIPAA eligible within 63 days of losing your prior coverage; and
4. Not have health insurance.

Note: If you know your group coverage is about to end, you can apply for coverage for which you will be HIPAA eligible.

What does CoverColorado coverage cost?

CoverColorado charges different rates based on the plan chosen, geographic area of residence, age and gender. CoverColorado caps premiums at 150% of what a healthy person would pay to buy a similar plan sold by a private insurer. Click here to view current rates.

CoverColorado Plan Highlights

• CoverColorado offers several PPO plans; deductibles range from $1000 to $10,000
• Co-insurance: 80/20 In-Network, 50/50 Out-of-Network
• Benefits include hospital and physician care, prescription drugs, etc.
• To learn more, review the CoverColorado Summary

How can I be insured by CoverColorado?

For enrollment information visit the CoverColorado website at www.covercolorado.org or call them at 1-877-461-3811.

Special insurance for children: CHP Plus

Colorado provides health insurance for uninsured children and pregnant women through CHP Plus.

• Do you qualify? Visit Eligibility.
• Questions? Visit their FAQs, or call (800) 359-1991.