Alaska Comprehensive Health Insurance Association (ACHIA)

→ Click here to view an Enrollment Form

Guaranteed Health Insurance Plan

As a HIPAA eligible enrollee you are guaranteed the right to buy an individual health insurance policy from a high-risk pool plan known as the Alaska Comprehensive Health Insurance Association (ACHIA). Note:

• ACHIA prohibits pre-existing condition exclusion periods and elimination riders
• ACHIA is your only guaranteed source of individual health insurance

HIPAA Eligibility

To be HIPAA eligible in Alaska, you must:

1. Have 18 months of continuous creditable coverage, with at least the last day under the Brethren Ministers Group; and
2. Not be eligible for Medicare, Medicaid or a group plan; and
3. Apply for health insurance for which you are HIPAA eligible within 63 days of losing your prior coverage; and
4. Not have health insurance.

Note: If you know your group coverage is about to end, you can apply for coverage for which you will be HIPAA eligible.

How much does AHIP coverage cost?

Alaska charges different rates based on the plan chosen, geographic area of residence, age and gender. Alaska law caps premiums at 150% of what a healthy person would pay for a similar plan sold by a private insurer. Click here to view ACHIA rates.

Alaska Health Insurance Plan Highlights

ACHIA coverage highlights:

1. $2 million Lifetime maximum benefit
2. ACHIA offers one indemnity and five PPO plans
3. Benefits include hospital and physician care, diagnostic test & x-rays and prescription drugs
4. To learn more, click on ACHIA Benefit Summary

Benefits for hospitalization, physician care and prescription drugs are included in both plans.

How can I learn more about ACHIA?

Visit their website at www.achia.com or call them at (888) 290-0616.

Insurance for Children: Denali Care

A family of four making up to $40,260 a year may be eligible for Denali Care.

• Do you qualify? Find out by visiting Eligibility.
• Questions? Visit FAQs, or call (888) 804-6330.